Welcome
Whether you are a first-time buyer or an experienced buyer with excellent credit, Dominion Lending Centres has access to the very best products and rates available across Canada. Give us a call… we think you’ll be pleasantly surprised!
Get in TouchCurrent Rates
Our rates are always competitive and we pride ourselves on making sure that you get the best possible rate available to you. Check out our current rates below, compared to the competition.
Current Rates
Current variable mortgage rate is
3.70%
Current prime rate is
4.45%
-
- Terms
- Bank Rates
- Payment Per $100k
- Our Rates
- Payment Per $100k
- Savings
-
- 6 Months
- 7.89%
- $756.21
- 4.59%
- $558.49
- $197.72
-
- 1 Year
- 6.15%
- $648.75
- 4.59%
- $558.49
- $90.26
-
- 2 Years
- 5.44%
- $606.90
- 4.39%
- $547.37
- $59.53
-
- 3 Years
- 4.62%
- $560.16
- 4.34%
- $544.61
- $15.55
-
- 4 Years
- 6.01%
- $640.40
- 4.39%
- $547.37
- $93.03
-
- 5 Years
- 4.56%
- $556.81
- 4.39%
- $547.37
- $9.44
-
- 7 Years
- 6.41%
- $664.38
- 4.59%
- $558.49
- $105.89
-
- 10 Years
- 6.81%
- $688.72
- 4.59%
- $558.49
- $130.24
Calculators
Our Interactive Mortgage Calculators will allow you to explore your Mortgage options to make the right home financing decision.
Use NowHow to Apply
Applying for a mortgage couldn’t be easier. Just complete our secure application and we will be in touch shortly.
Apply NowThere are generally two ways to get a mortgage in Canada: From a bank or from a licensed mortgage professional.
While a bank only offers the products from their particular institution, licensed mortgage professionals send millions of dollars in mortgage business each year to Canada's largest banks, credit unions, trust companies, and financial institutions; offering their clients more choice, and access to hundreds of mortgage products! As a result, clients benefit from the trust, confidence, and security of knowing they are getting the best mortgage for their needs.
Whether you're purchasing a home for the first time, taking out equity from your home for investment or pleasure, or your current mortgage is simply up for renewal, it's important that you are making an educated buying decision with professional unbiased advice.
“People new to the real estate market need to contact a professional like Elaine. She’ll tell you exactly what you need to do and will give you the answers and advice you need to achieve your goals. We have now used Elaine to purchase our second property and will continue to use her services for many years to come. ”
-Josh Williams & Nicole Ponto

“This is the second opportunity we have had to work with Elaine. She truly has her client’s best interest at heart and will work hard to get the best results. Would recommend her to anyone who wants professional results.”
-Lynne & Peni Halaliku
Elaine Peligren from Dominion Lending was recommended to me from a family member who had worked with her from many years. When I first came to Elaine, I had a zero credit score because I came from overseas. Without a credit score, it was absolutely impossible for me to get a mortgage. From the get-go, Elaine was so cordial and welcoming, that I immediately felt that I could trust her. Elaine’s many years of expertise in the mortgage field proved to be an extremely valuable asset for me and her advice on how to build a credit score turned out to be exactly what I needed. Under Elaine’s guidance, I was able to build a very satisfactory credit rating over time. When I finally found the property that my wife and I were looking for, there was not a bank around that was not willing to give me a mortgage. This fact enabled me to get a really super fixed rate on my mortgage, with many variations enabling me to pay down my mortgage whenever I have extra cash.
It was so exciting to work with Dominion Lending Vanisle and Elaine Peligren’s trustworthy knowledge. Elaine knows the ins and outs of the fine print of home mortgages, and under her management, it was so easy to find my way through the maze and now I own my own home! – My dream of many years has finally come true! I would highly recommend Dominion Lending Vanisle and Elaine Peligren for anyone – I’m sure that she will have good counsel on how to help reach the goal of home ownership.
-Jony Pearson
“Elaine presented us with several options, all of which were at better than big bank rates. Heading towards retirement we wanted to clean-up some accumulated debts. Elaine explained that tapping into the equity in our home would allow us to do that, at the same lower interest rate, much better than typical lines of credit or other loans. Instead of just accepting what our bank was willing to offer us, she showed us that we could obtain sound financial alternatives that ultimately saved us thousands of dollars.”
-Ian & Jennifer Maxwell

“Elaine came highly recommended to us. She assisted in the purchase of our home in Shawnigan Lake and the mortgage application for our rental property in Ladysmith; achieving the best possible rate in such a volatile market. Elaine was in our corner the entire process. We would definitely refer our friends to use her services.”
-Carima & Jerry

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Videos
DLC - Self Employed Mortgage Solution
DLC Mortgage Life Insurance Explained
DLC- Understanding Your Credit Report
DLC - Fixed VS Variable Rates
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