Welcome
Whether you are a first-time buyer or an experienced buyer with excellent credit, Dominion Lending Centres has access to the very best products and rates available across Canada. Give us a call… we think you’ll be pleasantly surprised!
Get in TouchCurrent Rates
Our rates are always competitive and we pride ourselves on making sure that you get the best possible rate available to you. Check out our current rates below, compared to the competition.
Current Rates
Current variable mortgage rate is
3.90%
Current prime rate is
4.45%
-
- Terms
- Bank Rates
- Payment Per $100k
- Our Rates
- Payment Per $100k
- Savings
-
- 6 Months
- 7.89%
- $756.21
- 5.99%
- $639.21
- $116.99
-
- 1 Year
- 6.15%
- $648.75
- 4.99%
- $581.04
- $67.71
-
- 2 Years
- 5.44%
- $606.90
- 4.44%
- $550.14
- $56.76
-
- 3 Years
- 4.62%
- $560.16
- 3.94%
- $522.77
- $37.39
-
- 4 Years
- 6.01%
- $640.40
- 4.19%
- $536.37
- $104.03
-
- 5 Years
- 4.56%
- $556.81
- 4.19%
- $536.37
- $20.44
-
- 7 Years
- 6.41%
- $664.38
- 5.10%
- $587.31
- $77.07
-
- 10 Years
- 6.81%
- $688.72
- 5.34%
- $601.11
- $87.61
Calculators
Our Interactive Mortgage Calculators will allow you to explore your Mortgage options to make the right home financing decision.
Use NowHow to Apply
Applying for a mortgage couldn’t be easier. Just complete our secure application and we will be in touch shortly.
Apply NowThere are generally two ways to get a mortgage in Canada: From a bank or from a licensed mortgage professional.
While a bank only offers the products from their particular institution, licensed mortgage professionals send millions of dollars in mortgage business each year to Canada's largest banks, credit unions, trust companies, and financial institutions; offering their clients more choice, and access to hundreds of mortgage products! As a result, clients benefit from the trust, confidence, and security of knowing they are getting the best mortgage for their needs.
Whether you're purchasing a home for the first time, taking out equity from your home for investment or pleasure, or your current mortgage is simply up for renewal, it's important that you are making an educated buying decision with professional unbiased advice.
“I chose to work with Elaine based on her reputation and experience. As a first time home buyer, she walked me through the mortgage process and was responsive to all my questions and concerns. Elaine and her team were quick to respond to the many houses I was interested in, and they were able to secure financing very quickly when I finally found the one. I highly recommend Elaine and her team – especially to any first time home buyers.”
-Jolene

“Just want to give a big shout out to Elaine for ALL her help! Guidance through the mire of financial information. Sound explanations of it all and clearly was a huge help to us! Many thanks to Elaine!”
-Jack and Tammie 
“Elaine is so friendly and a pleasure to work with! She takes the time to get a complete picture of your financial situation and recommends a mortgage product tailored to your needs. She’s very knowledgeable and well connected to the Nanaimo real estate market!”
-Kristen W.

Elaine Peligren was recommended to us by a well known Nanaimo realtor who had first-hand knowledge of Elaine’s success stories from feedback with his many clients who had dealt with her. We took his advice and asked her to help us with an extremely challenging mortgage application. She took on the challenge with enthusiasm and always gave us hope that she would succeed, knowing there were many hurdles to overcome. After a lot of very hard work and investigating every possible for us, she put together a mortgage that fit us and found ways to “make it happen”. To this day, I consider her to be a “mortgage miracle worker”! Even after all the dust had settled, and we were in our new home, three months later she suggested we come into her office and put together a letter asking CMHC to review our file and consider a rebate due to unusual circumstances in our situation. She helped us with the letter and we were successful in receiving that rebate. She leaves no stone unturned and does everything in a timely manner, even if it means she has to work on the weekend or into the night. She is there to help, and we really felt as though she cared about us. We can’t thank her enough for holding our hands through a very scary process and making it all look so easy. We highly recommend her to anyone looking to find the very best service and mortgage deal out there. Her integrity and proficiency are second to none in the mortgage world. We consider to have found more than a great mortgage broker, but also a good friend in Elaine Peligren.
-Gordon and Brenda
“For a second time Elaine has been able to efficiently assist with our mortgage renewal. It is wonderful to have such a professional mortgage broker provide expertise service in a friendly manner.
From completing the many transactions involved, to always being ready to answer questions or respond to concerns, even while on her “working vacations” or out of town.
We are very happy to have Elaine Peligren as our mortgage broker and to recommend her services!”
-Lea and Doug Campbell

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Videos
DLC - Self Employed Mortgage Solution
DLC Mortgage Life Insurance Explained
DLC- Understanding Your Credit Report
DLC - Fixed VS Variable Rates
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