Welcome
Whether you are a first-time buyer or an experienced buyer with excellent credit, Dominion Lending Centres has access to the very best products and rates available across Canada. Give us a call… we think you’ll be pleasantly surprised!
Get in TouchCurrent Rates
Our rates are always competitive and we pride ourselves on making sure that you get the best possible rate available to you. Check out our current rates below, compared to the competition.
Current Rates
Current variable mortgage rate is
3.70%
Current prime rate is
4.45%
-
- Terms
- Bank Rates
- Payment Per $100k
- Our Rates
- Payment Per $100k
- Savings
-
- 6 Months
- 7.89%
- $756.21
- 4.59%
- $558.49
- $197.72
-
- 1 Year
- 6.15%
- $648.75
- 4.59%
- $558.49
- $90.26
-
- 2 Years
- 5.44%
- $606.90
- 4.39%
- $547.37
- $59.53
-
- 3 Years
- 4.62%
- $560.16
- 4.34%
- $544.61
- $15.55
-
- 4 Years
- 6.01%
- $640.40
- 4.39%
- $547.37
- $93.03
-
- 5 Years
- 4.56%
- $556.81
- 4.39%
- $547.37
- $9.44
-
- 7 Years
- 6.41%
- $664.38
- 4.59%
- $558.49
- $105.89
-
- 10 Years
- 6.81%
- $688.72
- 4.59%
- $558.49
- $130.24
Calculators
Our Interactive Mortgage Calculators will allow you to explore your Mortgage options to make the right home financing decision.
Use NowHow to Apply
Applying for a mortgage couldn’t be easier. Just complete our secure application and we will be in touch shortly.
Apply NowThere are generally two ways to get a mortgage in Canada: From a bank or from a licensed mortgage professional.
While a bank only offers the products from their particular institution, licensed mortgage professionals send millions of dollars in mortgage business each year to Canada's largest banks, credit unions, trust companies, and financial institutions; offering their clients more choice, and access to hundreds of mortgage products! As a result, clients benefit from the trust, confidence, and security of knowing they are getting the best mortgage for their needs.
Whether you're purchasing a home for the first time, taking out equity from your home for investment or pleasure, or your current mortgage is simply up for renewal, it's important that you are making an educated buying decision with professional unbiased advice.
“Elaine came highly recommended to us. She assisted in the purchase of our home in Shawnigan Lake and the mortgage application for our rental property in Ladysmith; achieving the best possible rate in such a volatile market. Elaine was in our corner the entire process. We would definitely refer our friends to use her services.”
-Carima & Jerry

“Elaine patiently worked with us over the years as we tried to break into this housing market. When we were finally ready, she helped remove the stress from the daunting application process. Her knowledge and her care for us shined through. We highly recommend her.”
– Doug & Karen Jordan

“Elaine and her team were extremely helpful for me securing a home for my dog and I in this very fast moving competitive market. She was quick to respond to me, prompt at completing documents and explained everything to me well, making the process very easy.”
-Brenden Saliken

Dennis and I wish to thank you for the excellent service you provided us acting as our Mortgage Broker. Elaine took the time to explain things in a way we could understand which no bank had ever done for us in the past. We were most impressed not only with your professionalism and knowledge but also at your perseverance in finding us the best available mortgage rate available, saving us considerable time, and money, and how quickly it was all completed. We look forward to recommending your services to anyone considering a mortgage, and would definitely use you again.
-Caroline and Dennis Brown
We would like to thank Elaine Peligren for all her efforts to help us get a mortgage. Elaine’s bright pleasant attitude made the process appear to be simple. She explained the process for us from beginning to end so there were no surprises.
We are settled into our new house and we often speak about how “painless” the process was because of Elaine’s great customer service and her positive attitude.
-Pat and Ken King
Free Mortgage Review
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Videos
DLC - Self Employed Mortgage Solution
DLC Mortgage Life Insurance Explained
DLC- Understanding Your Credit Report
DLC - Fixed VS Variable Rates
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