Welcome
Whether you are a first-time buyer or an experienced buyer with excellent credit, Dominion Lending Centres has access to the very best products and rates available across Canada. Give us a call… we think you’ll be pleasantly surprised!
Get in TouchCurrent Rates
Our rates are always competitive and we pride ourselves on making sure that you get the best possible rate available to you. Check out our current rates below, compared to the competition.
Current Rates
Current variable mortgage rate is
3.70%
Current prime rate is
4.45%
-
- Terms
- Bank Rates
- Payment Per $100k
- Our Rates
- Payment Per $100k
- Savings
-
- 6 Months
- 7.89%
- $756.21
- 4.59%
- $558.49
- $197.72
-
- 1 Year
- 6.15%
- $648.75
- 4.59%
- $558.49
- $90.26
-
- 2 Years
- 5.44%
- $606.90
- 4.39%
- $547.37
- $59.53
-
- 3 Years
- 4.62%
- $560.16
- 4.34%
- $544.61
- $15.55
-
- 4 Years
- 6.01%
- $640.40
- 4.39%
- $547.37
- $93.03
-
- 5 Years
- 4.56%
- $556.81
- 4.39%
- $547.37
- $9.44
-
- 7 Years
- 6.41%
- $664.38
- 4.59%
- $558.49
- $105.89
-
- 10 Years
- 6.81%
- $688.72
- 4.59%
- $558.49
- $130.24
Calculators
Our Interactive Mortgage Calculators will allow you to explore your Mortgage options to make the right home financing decision.
Use NowHow to Apply
Applying for a mortgage couldn’t be easier. Just complete our secure application and we will be in touch shortly.
Apply NowThere are generally two ways to get a mortgage in Canada: From a bank or from a licensed mortgage professional.
While a bank only offers the products from their particular institution, licensed mortgage professionals send millions of dollars in mortgage business each year to Canada's largest banks, credit unions, trust companies, and financial institutions; offering their clients more choice, and access to hundreds of mortgage products! As a result, clients benefit from the trust, confidence, and security of knowing they are getting the best mortgage for their needs.
Whether you're purchasing a home for the first time, taking out equity from your home for investment or pleasure, or your current mortgage is simply up for renewal, it's important that you are making an educated buying decision with professional unbiased advice.
“Elaine came highly recommended to us. She assisted in the purchase of our home in Shawnigan Lake and the mortgage application for our rental property in Ladysmith; achieving the best possible rate in such a volatile market. Elaine was in our corner the entire process. We would definitely refer our friends to use her services.”
-Carima & Jerry

Dennis and I wish to thank you for the excellent service you provided us acting as our Mortgage Broker. Elaine took the time to explain things in a way we could understand which no bank had ever done for us in the past. We were most impressed not only with your professionalism and knowledge but also at your perseverance in finding us the best available mortgage rate available, saving us considerable time, and money, and how quickly it was all completed. We look forward to recommending your services to anyone considering a mortgage, and would definitely use you again.
-Caroline and Dennis Brown
“I’m very grateful to Elaine Peligren and her team for their excellent service and impressive attention to detail. Not only did she arrange my mortgage, Elaine offered much appreciated advice on how to manage the payments. Always a quick response to answer my many questions. I’m so glad I had her in my corner to help me through what would have been an overwhelming procedure. A very high recommendation from me.”
-Julie Farrugan

We were sent to Elaine Peligren by our Mortgage Broker, because of her expertise with construction mortgages.
Elaine worked tirelessly for several months to help us obtain this mortgage. Once the building was finished, she then again helped us to obtain a normal mortgage.
We had various problems along the way, but Elaine worked through them with us, with her professional ease. Elaine was always ready to help or advise.
Our Bank advisers stated that they could not have gotten such a good mortgage deal themselves, that Elaine had managed to get for us.
Thank you Elaine for all the help and certainly making our life easier.
-Roger and Marilyn Tarry
Elaine Peligren from Dominion Lending was recommended to me from a family member who had worked with her from many years. When I first came to Elaine, I had a zero credit score because I came from overseas. Without a credit score, it was absolutely impossible for me to get a mortgage. From the get-go, Elaine was so cordial and welcoming, that I immediately felt that I could trust her. Elaine’s many years of expertise in the mortgage field proved to be an extremely valuable asset for me and her advice on how to build a credit score turned out to be exactly what I needed. Under Elaine’s guidance, I was able to build a very satisfactory credit rating over time. When I finally found the property that my wife and I were looking for, there was not a bank around that was not willing to give me a mortgage. This fact enabled me to get a really super fixed rate on my mortgage, with many variations enabling me to pay down my mortgage whenever I have extra cash.
It was so exciting to work with Dominion Lending Vanisle and Elaine Peligren’s trustworthy knowledge. Elaine knows the ins and outs of the fine print of home mortgages, and under her management, it was so easy to find my way through the maze and now I own my own home! – My dream of many years has finally come true! I would highly recommend Dominion Lending Vanisle and Elaine Peligren for anyone – I’m sure that she will have good counsel on how to help reach the goal of home ownership.
-Jony Pearson
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Videos
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