Welcome
Whether you are a first-time buyer or an experienced buyer with excellent credit, Dominion Lending Centres has access to the very best products and rates available across Canada. Give us a call… we think you’ll be pleasantly surprised!
Get in TouchCurrent Rates
Our rates are always competitive and we pride ourselves on making sure that you get the best possible rate available to you. Check out our current rates below, compared to the competition.
Current Rates
Current variable mortgage rate is
3.90%
Current prime rate is
4.45%
-
- Terms
- Bank Rates
- Payment Per $100k
- Our Rates
- Payment Per $100k
- Savings
-
- 6 Months
- 7.89%
- $756.21
- 5.99%
- $639.21
- $116.99
-
- 1 Year
- 6.15%
- $648.75
- 4.99%
- $581.04
- $67.71
-
- 2 Years
- 5.44%
- $606.90
- 4.44%
- $550.14
- $56.76
-
- 3 Years
- 4.62%
- $560.16
- 3.94%
- $522.77
- $37.39
-
- 4 Years
- 6.01%
- $640.40
- 4.19%
- $536.37
- $104.03
-
- 5 Years
- 4.56%
- $556.81
- 4.19%
- $536.37
- $20.44
-
- 7 Years
- 6.41%
- $664.38
- 5.10%
- $587.31
- $77.07
-
- 10 Years
- 6.81%
- $688.72
- 5.34%
- $601.11
- $87.61
Calculators
Our Interactive Mortgage Calculators will allow you to explore your Mortgage options to make the right home financing decision.
Use NowHow to Apply
Applying for a mortgage couldn’t be easier. Just complete our secure application and we will be in touch shortly.
Apply NowThere are generally two ways to get a mortgage in Canada: From a bank or from a licensed mortgage professional.
While a bank only offers the products from their particular institution, licensed mortgage professionals send millions of dollars in mortgage business each year to Canada's largest banks, credit unions, trust companies, and financial institutions; offering their clients more choice, and access to hundreds of mortgage products! As a result, clients benefit from the trust, confidence, and security of knowing they are getting the best mortgage for their needs.
Whether you're purchasing a home for the first time, taking out equity from your home for investment or pleasure, or your current mortgage is simply up for renewal, it's important that you are making an educated buying decision with professional unbiased advice.
“Elaine is so friendly and a pleasure to work with! She takes the time to get a complete picture of your financial situation and recommends a mortgage product tailored to your needs. She’s very knowledgeable and well connected to the Nanaimo real estate market!”
-Kristen W.

“Elaine is kind and patiently explained everything we needed to know to make the best house buying decisions for us!” – Peter & Emily Bird (January 2019)

We were sent to Elaine Peligren by our Mortgage Broker, because of her expertise with construction mortgages.
Elaine worked tirelessly for several months to help us obtain this mortgage. Once the building was finished, she then again helped us to obtain a normal mortgage.
We had various problems along the way, but Elaine worked through them with us, with her professional ease. Elaine was always ready to help or advise.
Our Bank advisers stated that they could not have gotten such a good mortgage deal themselves, that Elaine had managed to get for us.
Thank you Elaine for all the help and certainly making our life easier.
-Roger and Marilyn Tarry
“What we appreciated most about Elaine was her tireless work ethic. Every email was answered promptly, no question deemed trivial. We were able to buy our first home with a fantastic rate and come away having learned more as well. We highly recommend both her and her team!”
-Megan & Jacob


We had always used banks for our mortgages and felt that the banks were very impersonal and quite uninterested in offering us much in the way of options that would benefit us. When someone suggested that we should see Elaine Peligren of Dominion Lending Vanisle because she could get us a better deal, we decided to see for ourselves. That was one of the best decisions we have ever made. Ours was a complicated mortgage and we weren’t sure it could work. Elaine worked miracles and spent many hours preparing different scenarios so that we could decide which was the best for us. There was a time crunch as well but because Elaine went above and beyond for us, we now have the home of ours dreams with a great rate on our mortgage. We recommend Elaine and her company to everyone you can’t do any better!
-Janice and George Webb
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Videos
DLC - Self Employed Mortgage Solution
DLC Mortgage Life Insurance Explained
DLC- Understanding Your Credit Report
DLC - Fixed VS Variable Rates
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